Minnesota: Home Energy Loan Program

Coverage Area

Loans up to $20,000 for water heaters, furnaces, air conditioners, insulation, windows and doors.

Learn more about this energy rebate or find a contractor who knows about this rebate and will help you get started.


EnergySavvy does not administer rebate programs. If you have any questions about this incentive, please click on the More Information link to view the rebate program website or contact the rebate program directly.

The Home Energy Loan Program is a statewide program of the Minnesota Housing Finance Agency administered by the Center for Energy and Environment Financial Resources. It offers low interest loans to homeowners who want to make energy improvements to their properties. Eligible improvements include water heaters, furnaces, air conditioners, building insulation, windows, and doors. Custom improvements may be eligible as determined by the program administrator.

The property should be single-family (1-4 units) residential, but up to 49% of the residence can be used for business. Eligible property must have been built prior to May 1, 1989. There is no maximum annual household income limit, but borrowers must own the property or be purchasing it through mortgage or contract for deed.

More Information: Minnesota Website
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