Fort Collins Utilities: ZILCH (Zero Interest Loans for Conservation Help) Program

Coverage Area

Loans for insulation, furnace replacement, and upgrading doors, windows, water and space heaters. Max $3,000 and 80% of total cost.

Learn more about this energy rebate or find a contractor who knows about this rebate and will help you get started.


EnergySavvy does not administer rebate programs. If you have any questions about this incentive, please click on the More Information link to view the rebate program website or contact the rebate program directly.

Fort Collins offers its residential customers interest-free loans that may be used to finance a variety of projects, including adding insulation, replacing a furnace, upgrading water and space heating systems, and improving energy efficiency of doors and windows. Most project financing loans are capped at 80% of the total project cost. The maximum loan amount is $3,000, and the repayment schedule ranges from 24 to 60 months. ZILCH loans are only available for future improvements to existing homes.

Most of the energy-saving projects are required to meet a minimum pay back period. Pay back time of the project is determined by a home energy rating performed by the company. Contact Fort Collins Utilities for more information on this program.

More Information: Fort Collins Utilities Website
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