SMUD: Residential Solar Loan Program

Coverage Area

Loans for solar water heating or solar panels at 100%. Solar systems must meet SRCC and SMUD standards and installed by a SMUD contractor.

Learn more about this energy rebate or find a contractor who knows about this rebate and will help you get started.


EnergySavvy does not administer rebate programs. If you have any questions about this incentive, please click on the More Information link to view the rebate program website or contact the rebate program directly.

The Sacramento Municipal Utility District's (SMUD) Residential Loan Program provides 100% financing to customers who install solar water heating or photovoltaic (PV) systems. All solar water heating systems must meet standards set by the Solar Rating and Certification Corporation (SRCC), must be installed by a SMUD-approved solar water heating contractor, and must pass inspection by SMUD representatives. PV systems must be installed by a SMUD-approved PV contractor.

More Information: SMUD Website
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